Amex Platinum vs Citi Double Cash
Head-to-head across 5 dimensions — speed, privacy, value, and more. Scores are independent and not influenced by affiliate relationships.
Reviewed by the Clientele Research Team · Last checked 9 days ago (2026-07-15)
SCORE BREAKDOWN
OUR VERDICT
Amex Platinum
Best for: Frequent travelers who fly 20+ times per year and can use Centurion Lounges, capped Delta Sky Club visits, and the $200 airline fee credit. The card's value depends on traveling enough to capture its stacked credits, and got harder to justify after the September 2025 fee increase to $895.
Apply for Amex PlatinumCiti Double Cash
Best for: Anyone who wants maximum simplicity. The Double Cash earns 2% on every purchase with no categories to track, no portals, and no credits to remember.
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