Amex Platinum

Earns 5x Membership Rewards on flights booked directly with airlines or via Amex Travel (up to $500,000/year) and on prepaid hotels via Amex Travel. All other purchases earn 1x.

Up to 175,000 Membership Rewards points after $12,000 in spend within 6 months (tiered offer). At 1.6 cents per point via Air France/KLM Flying Blue or ANA transfers, that's approximately $2,800 in value at the top tier, though it now requires 50% more spend than the prior 80,000-point/$8,000 offer.

The $895 fee (raised from $695 on September 18, 2025) is offset by a $600 hotel credit (Fine Hotels + Resorts/The Hotel Collection, up from $200), $219 CLEAR Plus credit, $300 Digital Entertainment credit, $200 Uber Cash, $400 Resy dining credit, $300 Equinox credit, $300 lululemon credit, $200 Oura Ring credit, $200 airline fee credit, ~$155 Walmart+ credit, and $120 Global Entry/TSA PreCheck credit — well over $2,000 in stated credits, but capturing it requires actively using a long list of specific merchants (Resy, Equinox, lululemon, Oura) that many cardholders won't touch.

Access to 40+ Centurion Lounges, Escape Lounges, and Priority Pass (restaurant credits only, not standard lounges). Delta Sky Club access is no longer unlimited same-day entry — since February 2025 it's capped at 10 visits per year unless you spend $75,000 in a calendar year on the card. Includes Marriott Bonvoy Gold and Hilton Honors Gold status automatically.

Roughly 16-17 airline partners plus 3 hotel partners, not a uniform 1:1 ratio — most airline transfers are 1:1 (Delta SkyMiles, Air France/KLM Flying Blue, ANA, British Airways, Singapore Airlines KrisFlyer), but several are not: Cathay Pacific transfers at 5:4, Emirates at 5:4, JetBlue at 1:0.8, Aeromexico at 1:1.6, and Hilton at 1:2. Points can reach 2 cents per point or more via business class redemptions on partner airlines at the standard 1:1 partners.